Protect your home and belongings.

Your home is your sanctuary, and where you keep your hard earned valuables too. We’re here to protect what matters to you.

Our home insurance policy provides cover for:

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Buildings

Accidental loss or damage to the buildings and/or contents of your home

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Personal Belongings

Accidental loss or damage to your personal belongings and valuables for specified items anywhere in Europe and unspecified items whilst in Malta.

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Your liability to others and home assistance

Kindly note that our Home Insurance is for property in Personal Use. If property is being Rented to others - please check our Commercial Home Insurance

24/7 Emergency Assistance Services

The most innovative part of our Home policy provides you with a 24/7 Emergency Repair Service.

The policy will cover sudden or unexpected breakdown or damage to piping, complete failure of the electrical supply, loss or theft of keys or damage to locks, etc.

The standard cover also includes:

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"New for Old" cover on all contents

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Mechanical or electrical breakdown to air-conditioning and energy saving equipment

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Damage to pedal cycles and sports equipment

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Loss or damage to Christmas, wedding and graduation gifts

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Loss of freezer contents

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Loss or damage to locks and keys

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Cover for legal expenses

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“Trace and Access” cover for burst pipes

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Temporary alternative accommodation following a loss

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Cover for personal money including credit and debit cards

Please refer to the IPID & Policy Wording for a full description of cover and exclusions.

Buy Home Insurance or Check Prices

With Laferla, insurance is quicker and simpler than ever.

Get a quote within 2-5 minutes. Buy insurance within 5-10 minutes. We've revolutionised our processes to make insurance faster and easier for you.

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7 Day Claims Settlement Promise.

Experience peace of mind with our 7 Day Claims Settlement Promise! For over 40 years, we've been committed to settling claims swiftly, ensuring you get the support you need when it matters most.

You can easily Submit your Claim online.

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Home Policy Documentation

Home Insurance Policy Wording  (before 01/11/2023) icon

Home Insurance Policy Wording (before 01/11/2023)

for policies taken up or renewed on or after 01/11/2023

Download
Home Insurance Policy Wording (on or after 01/11/2023)  icon

Home Insurance Policy Wording (on or after 01/11/2023)

for policies taken up or renewed before 01/11/2023

Download
Insurance Product Information Document (IPID) icon

Insurance Product Information Document (IPID)

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Commonly Asked Questions

Find the answers to frequently asked questions here. For any other inquiry please click button below.

Home Insurance Latest Articles

You can check all Articles and News here

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Perhaps you’re wondering about our process, the finer details of our services, or how we can tailor our offerings to suit your unique needs.

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And Get 10% Discount If You Bundle