Comprehensive Protection for Landlords
Safeguard your rental property investment with confidence. Our Landlord (Commercial Home) Insurance offers tailored coverage for your property, contents, liability, and loss of rent, ensuring you're fully protected when it matters most.
Our landlord insurance policy provides cover for:
At Laferla, we understand the unique challenges and responsibilities that come with being a landlord. That is why we offer comprehensive landlord insurance solutions tailored to meet your specific needs.
With our policies, you can have peace of mind knowing that your property and finances are protected against unforeseen circumstances.
Property Protection
Our policies provide coverage for the physical structure of your rental property, as well as any other structures on the premises, including accidental loss or damage to the building.
Your Contents
Accidental loss or damage to contents belonging to both landlords and tenants.
Liability Coverage
Our liability coverage helps protect you from legal and medical expenses if a tenant or visitor is injured on your property and sues for damages.
Tenant rent default
Rent owed by the tenant(s) under a lease agreement if they stop paying rent or leave before the end of the tenancy period.
24/7 Home Assistance and Emergency Services
In the event of a home emergency, our policies provide 24/7 home assistance and emergency services to ensure prompt support whenever you need it.
Kindly note that our Landlord Insurance is for property in Commercial Use. You can also check our Home Insurance
24/7 Emergency Assistance Services
The most innovative part of our Home policy provides you with a 24/7 Emergency Repair Service.
The policy will cover sudden or unexpected breakdown or damage to piping, complete failure of the electrical supply, loss or theft of keys or damage to locks, etc.
The standard cover also includes:
Accidental loss and/or or damage to landlord’s buildings
“Trace and Access” cover for burst pipes
Accidental loss and/or or damage to contents belonging to landlords and tenants alike
Mechanical or electrical breakdown to air-conditioning and energy saving equipment
Tenant rent default
Loss or damage to new fixtures and fittings in the process of being installed
Temporary alternative accommodation or loss of rent following an insured loss
Loss or damage to locks and keys
Fire extinguishing expenses
Loss of metered water and oil
Garden furniture and equipment within the boundaries of the property
Damage by emergency services in force exit or enter cases during emergency
Legal expenses in relation to various specific disputes.
Please refer to the IPID & Policy Wording for a full description of cover and exclusions.
Contact Us to Get Landlord Insurance7 Day Claims Settlement Promise.
Experience peace of mind with our 7 Day Claims Settlement Promise! For over 40 years, we've been committed to settling claims swiftly, ensuring you get the support you need when it matters most.
You can easily Submit your Claim online.
Landlord (Commercial Home) Insurance Policy Documentation
Commonly Asked Questions
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Landlord Insurance Latest Articles
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Perhaps you’re wondering about our process, the finer details of our services, or how we can tailor our offerings to suit your unique needs.
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