Protect Your Family's Future.
Laferla provides life insurance plans tailored to your needs, so you can enjoy life while we focus on safeguarding your family’s future.
With Laferla’s life insurance policy in place, you can:
Life insurance provides essential financial security for your loved ones, ensuring they are supported when they need it most. Additionally, certain life insurance plans can help you build savings and prepare for a comfortable retirement.
This unique blend of security and financial planning makes life insurance a versatile and efficient solution. Whether you’re focused on protecting your family, building savings, or both, we have a plan that suits your needs.
Provide security for your family
Protect your home loan
Protect your business loan or overdraft
Enjoy personal pension income once you retire
Take care of your estate planning needs
Look at other retirement savings/income vehicles
Life insurance offers valuable financial protection in the event of your early death to family members dependent on your earnings. However, you may also use certain life insurance products as a means of saving and retirement planning.
This unique blend of security and financial planning makes life insurance a versatile and efficient solution. Whether you’re focused on protecting your family, building savings, or both, we have a plan that suits your needs.
Life Insurance – Protection Plans
Life Insurance Protection plans are offered in various options. Of these, the most popular products are ‘Decreasing Term’, ‘Level Term’ and ‘Whole of Life’ cover.
Decreasing Term Life Insurance
Also known as a Loan Protection Plan or Reducing Term Life Insurance Policy. Under this type of plan, the Sum Insured decreases each year for the entire duration of the policy, to match outstanding loan repayments.
Discover Plan DetailsFixed Term Life Insurance
Also known as a Protection Plan, or Level Term Life Insurance Policy. Under this type of plan, the Sum Insured remains the same for the entire duration of the policy.
Discover Plan DetailsWhole of Life Insurance
For lifelong peace of mind, a Whole of Life insurance plan provides coverage that remains in place until your eventual passing, ensuring a guaranteed payout to your beneficiaries.
Discover Plan DetailsLoan Protection Packages
A Decreasing Term policy will have a pre agreed scale by which the sum insured decreases year on year, in line with a loan repayment schedule. Our loan protection life cover can be combined with our home insurance product to fully satisfy bank requirements and provide peace of mind and security for you and your loved ones.
Savings & Pension Plans
Pension plans are designed to help you save money and supplement your retirement income. You may take out a Pension Plan individually (known as a Personal Pension Plan), or via your employer (known as Voluntary Occupational Pension Schemes)
Savings Plan
Our Savings Plan helps you to accumulate funds for future goals or retirement planning in a tax efficient and easy manner, with the added peace of mind that this provides life cover equivalent to the amount saved.
Discover Plan DetailsPersonal Pension Plan
Pension Plans provide additional income for your retirement while offering a level of life cover also. These plans come with tax benefits and can be taken individually or can be tailored for employers looking to build a pension fund for their team.
Discover Plan DetailsCommonly Asked Questions
Find the answers to frequently asked questions here. For any other inquiry please click button below.
Life Insurance Latest Articles
You can check all Articles and News here
Check other insurances:
And Get 10% Discount If You Bundle
